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Read how home insurance experts are helping Spicer, MN homeowners save money & get cheap home insurance.

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Each and every home insurance policy is unique & we illustrate how few scenarios influence rates in Spicer

Makes your home insurance higher Makes your home insurance lower

$690 is your homeowners insurance for a property near 90th St NE, S Elkhorn Dr, Kevin Dr, McDermott Ave, 98th St NE

Marital StatusNever married500 (49.9%) individuals have the status of "Never married" in Spicer
Age33In Spicer 86 (7.1%) persons are between 30 to 34 years
Home value$168,500Costlier by $19,300 compared to a typical house in Spicer
Home Constructed Year1973101 (17.8%) houses were constructed between 1970 and 1979 in Spicer
Nearby agents : Steve Kropp, 148 Main St S, Hector, MN

$860 is your homeowners insurance for a property near Frances Ave, Kandi Cir, 45th St NE, McDermott Ave, 98th St NE

Credit ScorePoorA superb credit rating makes your premium lower by $200
Home value$180,500Your house is $31,300 more than the median value in Spicer
No of claims3$260 increase in premium because of 3 prior claims
Age22In Spicer 39 (3.2%) individuals are between 22 to 24 years
Nearby agents : Elite Insurance Group Agency Llc, 2100 19TH AVE SW STE 101, WILLMAR, MN

$1210 is your homeowners insurance for a property near 112th Ave NE, Frances Ave, McDermott Ave, 98th St NE, Kandi Cir

Age3542 (3.5%) folks are between 35 - 39 years in Spicer
Credit ScorePoorNot having a superb credit grade makes your premium by $280
Home Constructed Year192386 (15.2%) houses in Spicer were constructed between 1920 and 1939
No of claims2$250 increase in rate because of 2 previous claims
Nearby agents : Insurance Planners, 201 Main St S, Hutchinson, MN

$350 is your homeowners insurance for a property near 45th St NE, 112th Ave NE, Kandi Cir, 47th St NE, Kevin Dr

Marital StatusWidowedIn Spicer, 120 (11.7%) persons have the status of "Widowed"
Home Constructed Year1946In Spicer, 30 (5.3%) properties were made between 1940 and 1949
No of Bedrooms3207 (36.6%) properties have 3 bedrooms in Spicer
No of claims2Your premiums will increase by $70 because of 2 prior claims
Nearby agents : Pioneer Heritage Insurance, Llc, 310 1St St Sw Willmar, Pennock, MN

$260 is your homeowners insurance for a property near Kevin Dr, 98th St NE, 112th Ave NE, 45th St NE, Frances Ave

No of Vehicles Available0Not eligible for discount
Marital StatusNever married500 (49.9%) individuals have the status of "Never married" in Spicer
Age5286 (7.1%) people aged between 50 and 54 in Spicer
Credit ScoreExcellent$110 less expensive because of your superb credit grade
Nearby agents : Town & Country Agency, 53 2Nd Avenue Wood Lake, Hanley Falls, MN

$750 is your homeowners insurance for a property near 98th St NE, S Elkhorn Dr, 45th St NE, Frances Ave, Kevin Dr

Home value$252,500Your home is $103,300 more than the typical value in Spicer
Credit ScoreFairCould have saved $300 on your home insurance in Spicer if you had Excellent credit
No of claims2$150 higher premium because of 2 prior claims
Age4075 (6.2%) people are between 40 - 44 years in Spicer
Nearby agents : Greenwald Ins Agy, 50 N 5th St PO Box 827, Greenwald, MN

$210 is your homeowners insurance for a property near 45th St NE, 47th St NE, Kandi Cir, 98th St NE, 90th St NE

Home Constructed Year196067 (11.8%) homes in Spicer were constructed between 1960 and 1969
No of Bedrooms180 (14.1%) properties have 1 bedrooms in Spicer
Age6239 (3.2%) folks aged between 62 and 64 in Spicer
Deductible$500- $1000 Deductible$500- $1000 Deductible reduces your rate by $20
Nearby agents : Insurance Center, 1516 1st St S, Willmar, MN

$1070 is your homeowners insurance for a property near Frances Ave, McDermott Ave, S Elkhorn Dr, 98th St NE, 47th St NE

Home Constructed Year1991In Spicer, 75 (13.3%) houses were constructed between 1990 and 1999
Deductible$500- $1000 DeductibleYou save $80 by going for a $500- $1000 Deductible
Replacement Value$625,100$383,439 more than average home replacement cost in Spicer
Age29In Spicer 86 (7.1%) individuals are between 25 to 29 years
Nearby agents : Elite Insurance Group Agency Llc, 2100 19TH AVE SW STE 101, WILLMAR, MN

$320 is your homeowners insurance for a property near 47th St NE, S Elkhorn Dr, 90th St NE, McDermott Ave, 98th St NE

No of Vehicles Available0Not eligible for discount
Home Constructed Year1969In Spicer, 67 (11.8%) homes were built between 1960 and 1969
Age4895 (7.9%) individuals aged between 45 and 49 in Spicer
No of Bedrooms3207 (36.6%) homes have 3 bedrooms in Spicer
Nearby agents : Guardian Insurance Agency, 571 Railroad Ave, Albany, MN

$370 is your homeowners insurance for a property near 45th St NE, 98th St NE, 47th St NE, McDermott Ave, Kevin Dr

Age52In Spicer 86 (7.1%) persons are between 50 to 54 years
Deductible$1000-$2500 Deductible$80 savings by choosing a $1000-$2500 Deductible
No of Vehicles Available4Look for an auto & homeowners insurance consolidation reduction of $130
No of Bedrooms3207 (36.6%) homes in Spicer have 3 bedrooms
Nearby agents : Mahowald Insurance Agency, 916 W Saint Germain St, SAINT CLOUD, MN

$1030 is your homeowners insurance for a property near 90th St NE, 98th St NE, McDermott Ave, S Elkhorn Dr, 47th St NE

Home Constructed Year194730 (5.3%) houses in Spicer were constructed between 1940 and 1949
Deductible$1000-$2500 DeductibleYou save $160 by opting for a $1000-$2500 Deductible
Age24In Spicer 39 (3.2%) people are between 22 to 24 years
No of Bedrooms3207 (36.6%) homes in Spicer have 3 bedrooms
Nearby agents : Wendorff Insurance, 6 North Franklin Street, Hutchinson, MN

$270 is your homeowners insurance for a property near 45th St NE, Kevin Dr, 47th St NE, 112th Ave NE, 90th St NE

No of claims1Your 1 previous claim makes your premium more expensive by $30
Age33In Spicer 86 (7.1%) people are between 30 to 34 years
Home value$159,000Your house is $9,800 above the typical price in Spicer
Deductible$2500-$5000 DeductibleYou save $120 by going for a $2500-$5000 Deductible
Nearby agents : Willmar Agency, 2015 S 1ST ST, WILLMAR, MN

$480 is your homeowners insurance for a property near Frances Ave, McDermott Ave, 45th St NE, 98th St NE, 112th Ave NE

Home Constructed Year1956In Spicer, 34 (6.0%) properties were made between 1950 and 1959
Credit ScoreExcellent$200 lower due to your great credit score
Marital StatusNever married"Never married" status is similar to that of 500 (49.9%) folks in Spicer
No of Bedrooms3207 (36.6%) homes have 3 bedrooms in Spicer
Nearby agents : Farmers Union Insurance Agency, 25 Washington Ave E, Hutchinson, MN

$390 is your homeowners insurance for a property near Kevin Dr, Kandi Cir, 47th St NE, McDermott Ave, 112th Ave NE

No of Bedrooms3207 (36.6%) properties have 3 bedrooms in Spicer
No of claims0Potential for $120 concession due to no past claims
No of Vehicles Available2Ask for a car & home policy consolidation concession of $140
Home value$219,500Your home is $70,300 above the average cost in Spicer
Nearby agents : A To Z Insurance, Po Box 362, Renville, MN

$920 is your homeowners insurance for a property near McDermott Ave, Kandi Cir, 112th Ave NE, 90th St NE, Kevin Dr

Home value$295,000Costlier by $145,800 compared to an average house in Spicer
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will save you $100
No of claims0Look for a no claims concession of $280
Credit ScoreExcellentYour excellent credit score makes it cheaper for you by $370
Nearby agents : Mike Mcgraw, 34 Main St S, Hutchinson, MN

$340 is your homeowners insurance for a property near Kevin Dr, McDermott Ave, 112th Ave NE, 90th St NE, 98th St NE

Home Constructed Year1947In Spicer, 30 (5.3%) homes were constructed between 1940 and 1949
Home value$225,500Costlier by $76,300 compared to a typical house in Spicer
No of Vehicles Available4You can avail a car & home consolidation policy reduction of $120
No of claims2$70 increase in rate because of 2 previous claims
Nearby agents : Lieser Insurance Agency Of New London Inc, 26 MAIN ST S, NEW LONDON, MN

$330 is your homeowners insurance for a property near 47th St NE, McDermott Ave, S Elkhorn Dr, Frances Ave, 45th St NE

Age3286 (7.1%) persons are between 30 - 34 years in Spicer
Home value$139,500Your property is $9,700 less than the usual price in Spicer
No of Vehicles Available0Not eligible for discount
Home Constructed Year200062 (11.0%) houses were built between 2000 and 2009 in Spicer
Nearby agents : Jody Niesen, 1114 Broadway St Ste 1, Alexandria, MN

$780 is your homeowners insurance for a property near Kandi Cir, 47th St NE, 98th St NE, McDermott Ave, S Elkhorn Dr

Home value$289,000$139,800 costlier than average property value in Spicer
No of Vehicles Available3You qualify for a car & home bundle insurance rebate of $280
Age4595 (7.9%) individuals aged between 45 and 49 in Spicer
No of Bedrooms3207 (36.6%) houses have 3 bedrooms in Spicer
Nearby agents : Steven Schiller Ins Agency Inc, 1529 WEST SAINT GERMAIN ST, SAINT CLOUD, MN

$480 is your homeowners insurance for a property near Kevin Dr, S Elkhorn Dr, Kandi Cir, 45th St NE, 47th St NE

Deductible$500 DeductibleOpting for a higher deductible of ($500-$1000) could save you $50
Credit ScoreFairProspective savings of $190 on your home insurance in Spicer if you had Excellent credit
Home Constructed Year1982111 (19.6%) homes were made between 1980 and 1989 in Spicer
No of claims3Your rates will become higher by $150 because of 3 past claims
Nearby agents : Hp Insurance Inc, 142 4TH AVE N, BROWNTON, MN

$740 is your homeowners insurance for a property near 98th St NE, S Elkhorn Dr, Frances Ave, Kandi Cir, 45th St NE

Credit ScorePoor$170 more expensive because your credit score is not excellent
Age52In Spicer 86 (7.1%) individuals are between 50 to 54 years
Marital StatusNever married500 (49.9%) persons have the status of "Never married" in Spicer
Home Constructed Year1960In Spicer, 67 (11.8%) homes were made between 1960 and 1969
Nearby agents : Teresa Holwerda, 801 1st St S, Willmar, MN

$1250 is your homeowners insurance for a property near 45th St NE, 98th St NE, 47th St NE, Kandi Cir, S Elkhorn Dr

Home value$228,500$79,300 costlier than typical house price in Spicer
Home Constructed Year1940In Spicer, 30 (5.3%) homes were made between 1940 and 1949
No of claims2Your 2 past claims make your premium costlier by $250
No of Vehicles Available1 Because of potential auto & home insurance bundle you are eligible for a $440 discount
Nearby agents : Flagship Insurance & Financial Services, Inc., 131 6TH ST N, WINSTED, MN

$740 is your homeowners insurance for a property near Kandi Cir, S Elkhorn Dr, Frances Ave, 90th St NE, 47th St NE

No of Vehicles Available0Not eligible for discount
No of Bedrooms3In Spicer, 207 (36.6%) homes have 3 bedrooms
Deductible$500 DeductibleChoosing a higher deductible of ($500-$1000) will make your rate cheaper by $80
No of claims0Ask for a no claims reduction of $230
Nearby agents : Dustin Upgren, 318 Main St, Cold Spring, MN

$630 is your homeowners insurance for a property near Frances Ave, S Elkhorn Dr, McDermott Ave, 45th St NE, 90th St NE

Deductible$500- $1000 DeductibleYou save $50 by going for a $500- $1000 Deductible
Home value$115,000Your house is $34,200 below the usual price in Spicer
No of Bedrooms3In Spicer, 207 (36.6%) houses have 3 bedrooms
No of Vehicles Available4Ask for a car & homeowners policy consolidation rebate of $220

$400 is your homeowners insurance for a property near McDermott Ave, Kevin Dr, Frances Ave, 98th St NE, S Elkhorn Dr

Home Constructed Year1933In Spicer, 86 (15.2%) properties were constructed between 1920 and 1939
Age4695 (7.9%) folks are between 45 - 49 years in Spicer
Home value$198,500$49,300 costlier than typical house value in Spicer
Credit ScoreFairProspective savings of $160 on your home insurance in Spicer with Excellent credit
Nearby agents : Pioneer Heritage, 310 1st St. SW, Willmar, MN

$510 is your homeowners insurance for a property near Frances Ave, S Elkhorn Dr, Kandi Cir, 47th St NE, 45th St NE

Age4995 (7.9%) individuals aged between 45 and 49 in Spicer
Marital StatusNow married"Now married" status is similar to that of 490 (48.8%) persons in Spicer
Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible reduces your rate by $260
No of claims0Request for a no claims discount of $160
Nearby agents : M G Ins Agcy Inc, 333 SW 5TH ST, WILLMAR, MN

$380 is your homeowners insurance for a property near 112th Ave NE, Kandi Cir, 47th St NE, 45th St NE, Frances Ave

Age6339 (3.2%) individuals aged between 62 and 64 in Spicer
No of Bedrooms3207 (36.6%) homes have 3 bedrooms in Spicer
No of Vehicles Available3You qualify for a car & home bundle insurance reduction of $140
Home value$233,500Your home is $84,300 above the typical cost in Spicer
Nearby agents : Peter Bortnem, 245 Broadway Ave S, Cokato, MN